|
Taylor Leasing
Offering Leasing Solutions for Industrial Equipment
Secured Loans (over $40,000)
Loans can be structured using all of the variables used in a finance lease including monthly or quarterly payments and balloons up to 10% of equipment cost. The borrower owns the equipment with a first security interest granted to the Lender.
Working Capital Loans are available between $25,000 and $150,000. The purpose of these loans is to finance equipment or other acquisitions that are normally prohibited.
Loan Features
- Customers keep their monetary funds available for short term cash flow and working capital needs
- Customers retain depreciation and tax benefits, and accept the risks of ownership
- Competitive Rates
- Purchase is capitalized on balance sheet as an asset (could effect operating rations)
- Monthly payments are paid from after tax profits
- Upon completion of all payments, the equipment is paid for in full
Loan Topics for Discussion
- Loans typically require down payments, additional collateral, or blanket lien filings
- May increase Alternative Minimum Tax (AMT) concerns
- Bank line availabilities
- May effect capital gain tax liability
- May violate bank loan covenants
- After years of usage, production efficiency drops and maintenance costs increase
To discuss any of the topics above or to find out more about the leases Taylor Leasing has to offer,
Please call Gene Callison at 1-800-645-9813
or
E-mail Gene at gene@taylorleasing.com
|
|
